/* =========================================================
   ProHealthcareJournal — ACA Landing Page
   Design system: trustworthy healthcare blue + reassuring green
   ========================================================= */
:root{
  --blue:#0a6cbd;       /* primary, institutional trust */
  --blue-dark:#075091;
  --blue-deep:#0c2c4a;  /* dark sections */
  --green:#1a9b6c;      /* go / savings / safety */
  --green-dark:#147a55;
  --accent:#ff7a1a;     /* high-contrast CTA / urgency */
  --accent-dark:#e8650a;
  --ink:#16202b;
  --muted:#5a6b7b;
  --line:#e2e9f0;
  --bg:#ffffff;
  --bg-tint:#f3f8fc;
  --radius:14px;
  --radius-lg:20px;
  --shadow:0 10px 30px rgba(12,44,74,.10);
  --shadow-lg:0 24px 60px rgba(12,44,74,.18);
  --maxw:1140px;
  --font:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--font);color:var(--ink);
  background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(2rem,4.6vw,3.25rem);font-weight:900}
h2{font-size:clamp(1.6rem,3.2vw,2.4rem);font-weight:800}
h3{font-size:1.18rem;font-weight:700}
p{margin:0 0 1rem}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
img,svg{max-width:100%}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
.container--narrow{max-width:780px}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:inherit;font-weight:700;font-size:1rem;cursor:pointer;
  border:none;border-radius:12px;padding:.85rem 1.4rem;line-height:1;
  transition:transform .12s ease, box-shadow .2s ease, background .2s ease;
  text-decoration:none;white-space:nowrap;
}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
.btn--primary{background:var(--blue);color:#fff;box-shadow:0 6px 16px rgba(10,108,189,.32)}
.btn--primary:hover{background:var(--blue-dark)}
.btn--accent{background:var(--accent);color:#fff;box-shadow:0 6px 18px rgba(255,122,26,.38)}
.btn--accent:hover{background:var(--accent-dark)}
.btn--outline{background:#fff;color:var(--blue);border:2px solid var(--blue)}
.btn--outline:hover{background:var(--bg-tint)}
.btn--ghost{background:transparent;color:var(--muted)}
.btn--ghost:hover{color:var(--ink)}
.btn--lg{padding:1.05rem 1.7rem;font-size:1.08rem;border-radius:14px}
.btn--block{width:100%}

.eyebrow{
  display:inline-flex;align-items:center;gap:.5rem;font-weight:700;
  font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;color:var(--blue);
  margin-bottom:.9rem;
}
.eyebrow__dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(26,155,108,.18)}
.eyebrow--center{display:flex;justify-content:center}
.eyebrow--light{color:#7fd0ff}

/* ---------- Top urgency bar ---------- */
.topbar{background:linear-gradient(90deg,var(--green-dark),var(--green));color:#fff;font-size:.9rem}
.topbar__inner{display:flex;align-items:center;justify-content:center;gap:.6rem;padding:.55rem 20px;text-align:center}
.topbar__pulse{width:9px;height:9px;border-radius:50%;background:#fff;flex:none;animation:pulse 1.6s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(255,255,255,.6)}70%{box-shadow:0 0 0 8px rgba(255,255,255,0)}100%{box-shadow:0 0 0 0 rgba(255,255,255,0)}}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.site-header__inner{display:flex;align-items:center;gap:1.5rem;padding:.7rem 20px}
.brand{display:inline-flex;align-items:center;gap:.55rem;font-weight:800;font-size:1.18rem;color:var(--ink)}
.brand:hover{text-decoration:none}
.brand__mark{width:38px;height:38px;border-radius:11px;background:var(--blue);display:grid;place-items:center;box-shadow:0 4px 10px rgba(10,108,189,.3)}
.brand__text strong{color:var(--blue)}
.brand--light{color:#fff}.brand--light .brand__text strong{color:#7fd0ff}
.site-nav{display:flex;gap:1.6rem;margin-left:auto}
.site-nav a{color:var(--ink);font-weight:600;font-size:.97rem}
.site-nav a:hover{color:var(--blue);text-decoration:none}
.site-header__cta{display:flex;align-items:center;gap:1rem}
.phone-cta{display:inline-flex;align-items:center;gap:.5rem;color:var(--ink)}
.phone-cta:hover{text-decoration:none;color:var(--blue)}
.phone-cta svg{color:var(--green)}
.phone-cta small{display:block;font-size:.7rem;color:var(--muted);line-height:1}
.phone-cta strong{display:block;font-size:1.02rem;line-height:1.2}

/* ---------- Hero ---------- */
.hero{background:linear-gradient(180deg,#eaf4fc 0%,#fff 70%);padding:3rem 0 2rem;overflow:hidden}
.hero__grid{display:grid;grid-template-columns:1.15fr .85fr;gap:3rem;align-items:center}
.hero__sub{font-size:1.12rem;color:var(--muted);max-width:36em}
.hl{color:var(--blue);position:relative;white-space:nowrap}
.hero__proof{list-style:none;display:flex;gap:1.6rem;flex-wrap:wrap;padding:0;margin:1.6rem 0 0;border-top:1px solid var(--line);padding-top:1.2rem}
.hero__proof li{font-size:.92rem;color:var(--muted)}
.hero__proof strong{display:block;font-size:1.35rem;color:var(--ink);font-weight:800}

/* ZIP form */
.zip-form{margin-top:1.8rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.3rem;box-shadow:var(--shadow)}
.zip-form__label{display:block;font-weight:700;margin-bottom:.6rem;font-size:1rem}
.zip-form__row{display:flex;gap:.7rem}
.zip-field{position:relative;flex:1}
.zip-field__icon{position:absolute;left:14px;top:50%;transform:translateY(-50%)}
.zip-field input{
  width:100%;height:56px;padding:0 1rem 0 2.7rem;font-size:1.15rem;font-weight:600;
  border:2px solid var(--line);border-radius:13px;font-family:inherit;color:var(--ink);
  transition:border .15s ease, box-shadow .15s ease;
}
.zip-field input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(10,108,189,.15)}
.zip-form .btn--lg{height:56px}
.zip-form__hint{display:flex;align-items:center;gap:.45rem;font-size:.85rem;color:var(--muted);margin:.9rem 0 0}
.zip-form__error{color:#c5341f;font-size:.88rem;font-weight:600;margin:.7rem 0 0}
.zip-form--inverse{background:rgba(255,255,255,.96)}

/* Hero media (family photo) */
.hero__card{position:relative}
.hero__media{position:relative;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg);line-height:0}
.hero__media img{width:100%;height:auto;display:block;aspect-ratio:3/2;object-fit:cover}
.hero__media-badge{position:absolute;top:1rem;left:1rem;display:inline-flex;flex-direction:column;align-items:flex-start;background:var(--green);color:#fff;padding:.5rem .85rem;border-radius:13px;box-shadow:0 8px 22px rgba(20,122,85,.35);line-height:1.05}
.hero__media-badge strong{font-size:1.7rem;font-weight:900}
.hero__media-badge small{font-size:.66rem;font-weight:700;letter-spacing:.03em;text-transform:uppercase;opacity:.95}
.quote-card--float{position:relative;margin:-3.2rem 1rem 0;z-index:2}
@media(min-width:921px){.quote-card--float .quote-card__price{font-size:2.8rem}.quote-card--float{padding:1.3rem}}

/* Media band (image + text, reusable) */
.media-band{display:grid;grid-template-columns:1fr 1fr;gap:2.6rem;align-items:center}
.media-band__media{position:relative;line-height:0}
.media-band__media img{width:100%;height:auto;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);aspect-ratio:3/2;object-fit:cover}
.media-band__media .pill-badge{position:absolute;bottom:1rem;left:1rem;background:#fff;color:var(--ink);font-weight:800;font-size:.86rem;padding:.5rem .8rem;border-radius:99px;box-shadow:var(--shadow-lg);display:inline-flex;align-items:center;gap:.45rem;line-height:1}
.media-band__media .pill-badge svg{flex:none}
.media-band__copy h2{margin-top:0}
.media-band--rev .media-band__media{order:2}

/* About figure */
.about-figure{margin:0 0 2rem}
.about-figure img{width:100%;height:auto;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);aspect-ratio:3/2;object-fit:cover}
.about-figure figcaption{text-align:center;font-size:.88rem;color:var(--muted);margin-top:.7rem;font-style:italic}

/* Hero card */
.quote-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.6rem;box-shadow:var(--shadow-lg)}
.quote-card__head{display:flex;justify-content:space-between;align-items:center;margin-bottom:1rem}
.quote-card__badge{background:rgba(26,155,108,.12);color:var(--green-dark);font-weight:700;font-size:.75rem;padding:.3rem .65rem;border-radius:99px;letter-spacing:.03em}
.quote-card__secure{display:inline-flex;align-items:center;gap:.3rem;font-size:.74rem;color:var(--muted);font-weight:600}
.quote-card__label{font-size:.86rem;color:var(--muted);margin:0}
.quote-card__price{font-size:3.4rem;font-weight:900;color:var(--ink);margin:.1rem 0 .4rem;line-height:1}
.quote-card__price span{font-size:1.7rem;vertical-align:super;color:var(--green)}
.quote-card__price small{font-size:1rem;color:var(--muted);font-weight:600}
.quote-card__bar{height:8px;background:var(--bg-tint);border-radius:99px;overflow:hidden;margin:.3rem 0 .6rem}
.quote-card__bar span{display:block;height:100%;background:linear-gradient(90deg,var(--green),#36c08c);border-radius:99px}
.quote-card__note{font-size:.82rem;color:var(--muted);margin:0 0 1rem}
.quote-card__list{list-style:none;padding:0;margin:0 0 1.2rem;display:grid;gap:.55rem}
.quote-card__list li{display:flex;align-items:center;gap:.55rem;font-size:.94rem;font-weight:500}
.quote-card__fineprint{font-size:.72rem;color:var(--muted);text-align:center;margin:.8rem 0 0}

/* Trust strip */
.trust-strip{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:1.4rem 2.2rem;padding:1.4rem;margin:2rem 0 0;border-top:1px solid var(--line)}
.trust-strip li{display:inline-flex;align-items:center;gap:.5rem;font-weight:600;font-size:.92rem;color:var(--blue-deep)}

/* ---------- Sections ---------- */
.section{padding:4.5rem 0}
.section--tint{background:var(--bg-tint)}
.section--dark{background:var(--blue-deep);color:#fff}
.section__head{text-align:center;max-width:680px;margin:0 auto 2.6rem}
.section__lead{font-size:1.08rem;color:var(--muted)}
.section--dark .section__lead{color:#b9cee0}
.section__cta{text-align:center;margin-top:2.4rem}
.section__cta-note{display:block;margin-top:.7rem;font-size:.88rem;color:var(--muted)}

/* Steps */
.steps{list-style:none;counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;padding:0;margin:0}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.8rem;position:relative}
.step__num{position:absolute;top:-18px;left:1.8rem;width:42px;height:42px;border-radius:12px;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.2rem;box-shadow:0 6px 14px rgba(10,108,189,.35)}
.step h3{margin-top:.8rem}
.step p{color:var(--muted);margin:0}

/* Savings */
.savings__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center}
.savings__list{list-style:none;padding:0;margin:0 0 1.8rem;display:grid;gap:.9rem}
.savings__list li{display:flex;gap:.7rem;align-items:flex-start}
.savings__list svg{flex:none;margin-top:2px}
.savings__stats{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.stat-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;text-align:center;box-shadow:var(--shadow)}
.stat-card--accent{background:var(--blue);color:#fff;border-color:var(--blue)}
.stat-card p{margin:0;font-size:.92rem;color:var(--muted)}
.stat-card--accent p{color:#d6eaff}
.stat-card__big{font-size:2.4rem!important;font-weight:900;color:var(--blue)!important;line-height:1;margin-bottom:.3rem!important}
.stat-card--accent .stat-card__big{color:#fff!important}

/* Plans */
.plans{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;display:flex;flex-direction:column;position:relative;transition:transform .15s ease, box-shadow .15s ease}
.plan:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.plan--featured{border-color:var(--blue);border-width:2px;box-shadow:var(--shadow)}
.plan__flag{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--accent);color:#fff;font-size:.74rem;font-weight:800;letter-spacing:.04em;padding:.32rem .8rem;border-radius:99px;white-space:nowrap}
.plan__tier{display:inline-block;font-weight:800;font-size:1.15rem;padding:.3rem .8rem;border-radius:9px;margin-bottom:.7rem}
.plan__tier--bronze{background:#f6e6d5;color:#8a5a2b}
.plan__tier--silver{background:#e7edf2;color:#5a6b7b}
.plan__tier--gold{background:#fdf1cf;color:#9a7b18}
.plan__tier--platinum{background:#e6e9ef;color:#3a4250}
.plan__best{font-size:.82rem;color:var(--muted);font-weight:600;margin:0 0 .3rem}
.plan__premium{font-weight:700;margin:0 0 1rem}
.plan__features{list-style:none;padding:0;margin:0 0 1.4rem;display:grid;gap:.5rem;flex:1}
.plan__features li{font-size:.9rem;color:var(--ink);padding-left:1.3rem;position:relative}
.plan__features li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.plans__disclaimer{text-align:center;font-size:.84rem;color:var(--muted);margin:1.6rem auto 0;max-width:680px}

/* Why / dark */
.why__grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:3rem;align-items:start}
.why__lead{color:#b9cee0;font-size:1.06rem}
.why__cards{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.why-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:1.4rem}
.why-card__ic{width:46px;height:46px;border-radius:12px;background:rgba(127,208,255,.16);display:grid;place-items:center;margin-bottom:.9rem}
.why-card h3{color:#fff;font-size:1.05rem}
.why-card p{color:#b9cee0;font-size:.92rem;margin:0}

/* Reviews */
.rating-line{display:flex;align-items:center;justify-content:center;gap:.5rem;font-size:.98rem;color:var(--muted);margin-top:.5rem}
.stars{color:#f5a623;letter-spacing:2px;font-size:1.05rem}
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;margin:0;box-shadow:var(--shadow)}
.review blockquote{margin:.7rem 0 1rem;font-size:1rem;color:var(--ink)}
.review figcaption{font-size:.88rem;color:var(--muted)}

/* FAQ */
.faq{display:grid;gap:.8rem}
.faq__item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.3rem;cursor:pointer}
.faq__item summary{font-weight:700;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary::after{content:"+";font-size:1.5rem;color:var(--blue);font-weight:400;flex:none}
.faq__item[open] summary::after{content:"–"}
.faq__item p{margin:.8rem 0 0;color:var(--muted)}

/* ===== State coverage hub + links ===== */
.state-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:1rem}
.state-card{display:flex;flex-direction:column;align-items:flex-start;gap:.35rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem 1.3rem;text-decoration:none;color:var(--ink);box-shadow:var(--shadow);transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease}
.state-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:var(--blue)}
.state-card__abbr{display:inline-flex;align-items:center;justify-content:center;min-width:2.2rem;height:2.2rem;padding:0 .5rem;background:var(--blue-50,#eaf3fb);color:var(--blue);font-weight:900;font-size:.95rem;border-radius:9px;letter-spacing:.02em}
.state-card__name{font-weight:800;font-size:1.15rem}
.state-card__cta{font-weight:700;font-size:.85rem;color:var(--blue)}
.state-links{display:flex;flex-wrap:wrap;gap:.6rem;justify-content:center}
.state-links a{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:99px;padding:.5rem 1rem;font-weight:700;font-size:.9rem;color:var(--blue);text-decoration:none;transition:background .15s ease,color .15s ease}
.state-links a:hover{background:var(--blue);color:#fff;border-color:var(--blue)}
.link-btn{background:none;border:0;padding:0;color:var(--blue);font:inherit;font-weight:700;cursor:pointer;text-decoration:underline}

/* Final CTA */
.final-cta{background:linear-gradient(135deg,var(--blue),var(--blue-dark));color:#fff;padding:4rem 0;text-align:center}
.final-cta__inner{max-width:680px;margin:0 auto}
.final-cta h2{color:#fff}
.final-cta p{color:#d6eaff;font-size:1.1rem}
.final-cta .zip-form{max-width:520px;margin:1.8rem auto 0;background:rgba(255,255,255,.97)}
.final-cta__or{margin-top:1.4rem;color:#d6eaff;font-size:.98rem}
.final-cta__or a{color:#fff;font-weight:800;text-decoration:underline}

/* Footer */
.site-footer{background:var(--blue-deep);color:#cdd9e6;padding:3.5rem 0 2rem;font-size:.92rem}
.site-footer__top{display:grid;grid-template-columns:1.2fr 2fr;gap:2.5rem;padding-bottom:2rem;border-bottom:1px solid rgba(255,255,255,.12)}
.site-footer__brand p{margin:1rem 0;max-width:32em}
.footer-phone{color:#fff;font-weight:700}
.site-footer__links{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.site-footer__links h4{color:#fff;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:.9rem}
.site-footer__links a{display:block;color:#aebfd0;padding:.28rem 0}
.site-footer__links a:hover{color:#fff}
.disclosures{padding:1.6rem 0;border-bottom:1px solid rgba(255,255,255,.12)}
.disclosures p{font-size:.78rem;color:#8ba0b6;line-height:1.6;margin:0 0 .8rem}
.disclosures a{color:#aebfd0;text-decoration:underline}
.site-footer__bottom{display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap;padding-top:1.4rem}
.site-footer__bottom p{margin:0;color:#8ba0b6}
.trust-badges{list-style:none;display:flex;gap:1.1rem;flex-wrap:wrap;padding:0;margin:0}
.trust-badges li{font-size:.82rem;color:#aebfd0}

/* Sticky mobile CTA */
.sticky-cta{position:fixed;bottom:0;left:0;right:0;z-index:60;display:none;gap:.6rem;padding:.7rem 16px;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 24px rgba(12,44,74,.12)}
.sticky-cta .btn{flex:1}
.sticky-cta__call{flex:none;display:inline-flex;align-items:center;padding:0 1.2rem;border:2px solid var(--blue);border-radius:12px;color:var(--blue);font-weight:700}
.sticky-cta__call:hover{text-decoration:none;background:var(--bg-tint)}

/* ---------- Modal ---------- */
.modal{position:fixed;inset:0;z-index:100;display:flex;align-items:center;justify-content:center;padding:20px}
.modal[hidden]{display:none}
.modal__backdrop{position:absolute;inset:0;background:rgba(12,44,74,.55);backdrop-filter:blur(3px)}
.modal__panel{position:relative;background:#fff;border-radius:var(--radius-lg);max-width:540px;width:100%;padding:2rem;box-shadow:var(--shadow-lg);max-height:92vh;overflow:auto;animation:pop .2s ease}
@keyframes pop{from{transform:translateY(12px) scale(.98);opacity:0}to{transform:none;opacity:1}}
.modal__close{position:absolute;top:12px;right:16px;background:none;border:none;font-size:1.8rem;line-height:1;color:var(--muted);cursor:pointer}
.modal__close:hover{color:var(--ink)}
.modal__secure{display:inline-flex;align-items:center;gap:.4rem;font-size:.78rem;font-weight:600;color:var(--green-dark);background:rgba(26,155,108,.1);padding:.35rem .7rem;border-radius:99px;margin-bottom:1rem}
.modal__progress{height:7px;background:var(--bg-tint);border-radius:99px;overflow:hidden;margin-bottom:.5rem}
.modal__progress span{display:block;height:100%;background:linear-gradient(90deg,var(--blue),#36a3f0);border-radius:99px;transition:width .3s ease}
.modal__step-label{font-size:.8rem;color:var(--muted);font-weight:600;margin:0 0 1rem}
.qstep{border:none;padding:0;margin:0}
.qstep h2{font-size:1.5rem}
.qstep__sub{color:var(--muted);font-size:.95rem;margin-bottom:1.2rem}
.qstep label{display:block;font-weight:600;font-size:.9rem;margin:0 0 .35rem}
.qstep input,.qstep select{
  width:100%;height:50px;padding:0 .9rem;font-size:1rem;font-family:inherit;color:var(--ink);
  border:2px solid var(--line);border-radius:11px;margin-bottom:1rem;background:#fff;
}
.qstep input:focus,.qstep select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(10,108,189,.13)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.qstep__nav{display:flex;justify-content:space-between;gap:1rem;margin-top:.4rem}
.qstep__nav .btn--lg{flex:1}
.consent{display:flex!important;gap:.6rem;align-items:flex-start;font-weight:400!important;font-size:.74rem!important;color:var(--muted);cursor:pointer;margin:0 0 1.2rem}
.consent input{width:auto!important;height:auto!important;margin:3px 0 0!important;flex:none}
.qstep--success{text-align:center;padding:1rem 0}
.success-check{display:inline-grid;place-items:center;width:64px;height:64px;border-radius:50%;background:rgba(26,155,108,.14);color:var(--green);font-size:2rem;font-weight:800;margin-bottom:1rem}
#successName{font-weight:700;color:var(--ink)}

/* ---------- Responsive ---------- */
@media(max-width:920px){
  .hero__grid,.savings__grid,.why__grid,.site-footer__top{grid-template-columns:1fr}
  /* CRO: headline + ZIP capture FIRST on mobile, supporting image/quote card below */
  .hero__copy{order:0}
  .hero__card{order:1;margin-top:1.6rem}
  .hero h1{font-size:2rem;line-height:1.12}
  .hero__sub{font-size:1rem}
  .hero__proof{margin-top:1.2rem;padding-top:1rem;gap:1.1rem}
  .hero__media img{aspect-ratio:16/10}
  .quote-card--float{margin:-2.4rem .6rem 0}
  .why__cards{grid-template-columns:1fr 1fr}
  .plans{grid-template-columns:1fr 1fr}
  .reviews{grid-template-columns:1fr}
  .nav-toggle{display:flex;margin-left:auto}
  .site-nav{position:fixed;inset:0 0 0 auto;top:0;width:78%;max-width:320px;background:#fff;flex-direction:column;gap:0;margin-left:0;padding:5rem 1.4rem 2rem;box-shadow:var(--shadow-lg);transform:translateX(100%);transition:transform .25s ease;z-index:70;display:flex}
  .nav-open .site-nav{transform:translateX(0)}
  .site-nav a{padding:1rem 0;border-bottom:1px solid var(--line);width:100%;font-size:1.1rem}
}
@media(max-width:680px){
  .site-header__cta .phone-cta small{display:none}
  .phone-cta strong{font-size:.92rem}
  .site-header__cta .btn{display:none}
  .steps{grid-template-columns:1fr;gap:2rem}
  .savings__stats{grid-template-columns:1fr 1fr}
  .plans,.why__cards,.site-footer__links{grid-template-columns:1fr}
  .zip-form__row{flex-direction:column}
  .zip-form .btn--lg{height:54px}
  .hero__proof{gap:1.2rem}
  .sticky-cta{display:flex}
  body{padding-bottom:72px}
  .grid-2{grid-template-columns:1fr}
  /* tighten vertical rhythm so visitors reach CTAs faster */
  .section{padding:2.8rem 0}
  .section__head{margin-bottom:1.6rem}
  .page-hero{padding:1.8rem 0 1.6rem}
  .page-hero h1{font-size:1.85rem;line-height:1.15}
  .page-hero p{font-size:1rem}
  .section__lead{font-size:1rem}
  /* image bands stack with image on top */
  .media-band{grid-template-columns:1fr;gap:1.4rem}
  .media-band--rev .media-band__media{order:0}
  .cta-band{padding:1.8rem 1.2rem}
  /* comfortable tap targets */
  .btn{min-height:48px}
  .contact-card{padding:1rem}
}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* =========================================================
   INNER / SUBPAGE STYLES
   ========================================================= */
/* Mobile nav toggle (hamburger) */
.nav-toggle{display:none;flex-direction:column;gap:5px;width:42px;height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;align-items:center;justify-content:center}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px;transition:.2s}
.nav-open .nav-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-open .nav-toggle span:nth-child(2){opacity:0}
.nav-open .nav-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.site-nav a[aria-current="page"]{color:var(--blue)}

/* Page hero (inner pages) */
.page-hero{background:linear-gradient(180deg,#eaf4fc,#fff);padding:3rem 0 2.4rem;border-bottom:1px solid var(--line)}
.page-hero--center{text-align:center}
.page-hero h1{font-size:clamp(1.9rem,3.8vw,2.8rem)}
.page-hero p{font-size:1.12rem;color:var(--muted);max-width:42em}
.page-hero--center p{margin-left:auto;margin-right:auto}
.breadcrumbs{font-size:.84rem;color:var(--muted);margin-bottom:1rem}
.breadcrumbs a{color:var(--muted)}.breadcrumbs a:hover{color:var(--blue)}
.breadcrumbs span{margin:0 .4rem;opacity:.6}

/* Prose / article content */
.prose{max-width:760px;margin:0 auto;font-size:1.05rem;color:#2a3744}
.prose h2{margin:2.2rem 0 .8rem;font-size:1.6rem}
.prose h3{margin:1.6rem 0 .5rem;font-size:1.22rem}
.prose p{margin:0 0 1.1rem}
.prose ul,.prose ol{margin:0 0 1.2rem;padding-left:1.3rem}
.prose li{margin:.4rem 0}
.prose strong{color:var(--ink)}
.prose blockquote{border-left:4px solid var(--blue);background:var(--bg-tint);margin:1.5rem 0;padding:1rem 1.3rem;border-radius:0 10px 10px 0;color:var(--ink)}
.prose .callout{background:#eaf6f0;border:1px solid #c7e7d8;border-radius:var(--radius);padding:1.2rem 1.4rem;margin:1.6rem 0}
.prose .callout strong{color:var(--green-dark)}
.prose img{border-radius:var(--radius);margin:1rem 0}
.article-meta{display:flex;gap:1rem;align-items:center;font-size:.9rem;color:var(--muted);margin-bottom:1.4rem}
.article-tag{display:inline-block;background:rgba(10,108,189,.1);color:var(--blue);font-weight:700;font-size:.74rem;letter-spacing:.04em;text-transform:uppercase;padding:.3rem .7rem;border-radius:99px}

/* Generic content cards grid */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.cards--2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow)}
.card h3{margin-bottom:.4rem}
.card p{color:var(--muted);margin:0}
.card__ic{width:48px;height:48px;border-radius:12px;background:rgba(10,108,189,.1);display:grid;place-items:center;margin-bottom:.9rem;font-size:1.4rem}

/* Journal cards */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.post{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);transition:transform .15s ease}
.post:hover{transform:translateY(-4px);text-decoration:none}
.post__img{aspect-ratio:16/9;display:grid;place-items:center;font-size:2.6rem;color:#fff}
.post__body{padding:1.3rem;flex:1;display:flex;flex-direction:column}
.post__body h3{font-size:1.12rem;color:var(--ink)}
.post__body p{color:var(--muted);font-size:.94rem;flex:1}
.post__more{color:var(--blue);font-weight:700;font-size:.92rem;margin-top:.6rem}

/* Calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.8rem;box-shadow:var(--shadow);max-width:560px;margin:0 auto}
.calc .grid-2{margin-bottom:1rem}
.calc label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.35rem}
.calc input,.calc select{width:100%;height:52px;padding:0 .9rem;font-size:1rem;font-family:inherit;border:2px solid var(--line);border-radius:11px;background:#fff;color:var(--ink)}
.calc input:focus,.calc select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(10,108,189,.13)}
.calc__result{margin-top:1.4rem;background:linear-gradient(135deg,#eaf6f0,#f3f8fc);border:1px solid #c7e7d8;border-radius:var(--radius);padding:1.4rem;text-align:center}
.calc__result [data-calc-headline]{font-weight:800;font-size:1.15rem;color:var(--green-dark);margin:0 0 .3rem}
.calc__result [data-calc-amount]{font-size:2.6rem;font-weight:900;color:var(--ink);line-height:1}
.calc__result small{display:block;color:var(--muted);font-size:.85rem;margin:.4rem 0 1rem}
.calc__disclaimer{font-size:.78rem;color:var(--muted);margin:.9rem 0 0;text-align:center}
.lead-error{margin:.9rem 0 0;padding:.7rem .85rem;border-radius:10px;background:#fdecec;border:1px solid #f3b4b4;color:#9b1c1c;font-size:.84rem;font-weight:600;line-height:1.4}
.lead-error a{color:#9b1c1c;text-decoration:underline;font-weight:800;white-space:nowrap}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;align-items:start}
.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow);margin-bottom:1rem;display:flex;gap:1rem;align-items:flex-start}
.contact-card__ic{font-size:1.6rem}
.contact-card h3{margin:0 0 .2rem;font-size:1.1rem}
.contact-card p{margin:0;color:var(--muted)}
.contact-card a{font-weight:700}
.form-field{margin-bottom:1rem}
.form-field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:.35rem}
.form-field input,.form-field select,.form-field textarea{width:100%;padding:.8rem .9rem;font-size:1rem;font-family:inherit;border:2px solid var(--line);border-radius:11px;background:#fff;color:var(--ink)}
.form-field textarea{min-height:120px;resize:vertical}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(10,108,189,.13)}

/* CTA band (reusable) */
.cta-band{background:linear-gradient(135deg,var(--blue),var(--blue-dark));color:#fff;border-radius:var(--radius-lg);padding:2.6rem;text-align:center;margin:0 auto}
.cta-band h2{color:#fff}
.cta-band p{color:#d6eaff;max-width:40em;margin:0 auto 1.4rem}

/* Comparison table */
.table-wrap{overflow-x:auto;margin:1.5rem 0}
table.compare{width:100%;border-collapse:collapse;min-width:560px;background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
table.compare th,table.compare td{padding:.9rem 1rem;text-align:left;border-bottom:1px solid var(--line);font-size:.95rem}
table.compare thead th{background:var(--blue-deep);color:#fff;font-size:.85rem;letter-spacing:.03em}
table.compare tbody tr:last-child td{border-bottom:none}
table.compare td:first-child{font-weight:600}

/* Steps numbered (reuse on how-it-works detailed) */
.steps--lg{grid-template-columns:1fr;gap:1.2rem}
.steps--lg .step{display:grid;grid-template-columns:auto 1fr;gap:1.2rem;align-items:start;padding-top:1.4rem}
.steps--lg .step__num{position:static}

@media(max-width:920px){
  .cards,.posts{grid-template-columns:1fr 1fr}
  .contact-grid{grid-template-columns:1fr}
}
@media(max-width:680px){
  .nav-toggle{display:flex;margin-left:auto}
  .site-nav{position:fixed;inset:0 0 0 auto;top:0;width:78%;max-width:320px;background:#fff;flex-direction:column;gap:0;padding:5rem 1.4rem 2rem;box-shadow:var(--shadow-lg);transform:translateX(100%);transition:transform .25s ease;z-index:70;display:flex}
  .nav-open .site-nav{transform:translateX(0)}
  .site-nav a{padding:1rem 0;border-bottom:1px solid var(--line);width:100%;font-size:1.1rem}
  .cards,.posts{grid-template-columns:1fr}
  .cards--2{grid-template-columns:1fr}
}