2026 Open Enrollment is here. See if you qualify for a $0 premium plan before the deadline.
Simple & Stress-Free

Get covered in 3 easy steps

No paperwork headaches. No insurance jargon. Just clear, friendly help finding the right plan for your budget — start to finish in about 10 minutes.

  1. 1

    Enter your ZIP code & a few details

    Tell us where you live, your date of birth, household size, and estimated income. This lets us match accurate prices and calculate any subsidies you qualify for. It takes under two minutes, and there's no obligation.

  2. 2

    Compare your best plans side by side

    Instantly see real prices, deductibles, and benefits from top-rated carriers in your area — with your subsidy already applied. Filter by monthly cost, doctor network, or prescription coverage to find your fit.

  3. 3

    Enroll free with a licensed expert

    A friendly, state-licensed agent confirms your details, answers your questions, and enrolls you — at no cost to you. Coverage can start as soon as the first of next month.

A woman comparing 2026 ACA health plans on her laptop at home with a cup of coffee Real prices in ~2 min
See It Before You Commit

Compare real plans & prices — no guesswork

Your subsidy is applied automatically, so the prices you see are the prices you'd actually pay. Sort by monthly cost, deductible, doctor network, or prescriptions to find the plan that fits your life and budget.

What To Expect

Honest, no-pressure help

We're a comparison and referral service — our job is to find you the best value, not to push one carrier.

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$0 to use, always

Comparing and enrolling is 100% free. Your premium is the same as going direct to the carrier.

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Real licensed agents

Talk to a human licensed in your state — never a bot — who works to find your best fit.

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Secure & private

Bank-level 256-bit SSL encryption and HIPAA-aligned privacy. We never sell your data.

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Fast & flexible

Most people finish in about 10 minutes by phone or online, on your schedule.

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No surprises

Clear benefit disclosures up front so you know exactly what's covered before you enroll.

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Year-round support

Questions after you enroll? Your agent is a phone call away whenever you need them.

Before You Start

What you'll need

Having a few things handy makes enrollment fast and accurate. Don't worry if you don't have everything — your agent can help you find it.

  • ZIP code and date of birth for everyone applying.
  • Estimated household income for the coverage year (a recent pay stub or last year's tax return helps).
  • Household size — who you'll claim on your taxes.
  • Current doctors or prescriptions you'd like the plan to cover (optional but helpful).
  • Social Security number for enrollment (kept secure and encrypted).
Good to know: You can't be denied or charged more for a pre-existing condition, and you never have to take a medical exam to enroll in an ACA plan.

Ready when you are

It only takes a couple of minutes to see your personalized plans and savings.