2026 ACA Health Insurance in Texas — Coverage From $0/Month
Texas leads the nation in Marketplace enrollment. Because Texas has not expanded Medicaid, ACA premium tax credits are often the most important path to affordable coverage for working families. Compare Texas plans and your subsidy in under two minutes — free, with a licensed Texas agent if you want help.
Your Marketplace
Texas residents enroll through HealthCare.gov, the federally facilitated Marketplace. We compare every plan available in your county.
Subsidies & savings
Texas has not expanded Medicaid. That makes ACA premium tax credits especially valuable — for many working residents, a subsidized Marketplace plan is the most affordable route to comprehensive coverage.
Enrollment window
Open Enrollment in Texas runs November 1 – January 15. Qualifying life events open a Special Enrollment Period year-round.
Serving all of Texas
From Houston, San Antonio, Dallas, Austin, and El Paso to rural counties statewide — coverage options everywhere in Texas.
How to get covered in Texas
- 1
Enter your Texas ZIP & a few details
Your ZIP, date of birth, household size, and estimated income let us match accurate Texas prices and calculate your subsidy.
- 2
Compare Texas plans side by side
See real prices, deductibles, and networks from top carriers in your county — with your premium tax credit already applied.
- 3
Enroll free with a licensed TX agent
A state-licensed agent confirms your details, answers questions, and enrolls you at no cost. Coverage can start the first of next month.
Common questions in Texas
How much does ACA health insurance cost in Texas?
It depends on your income, age, and county within Texas. Thanks to enhanced federal subsidies, a large share of applicants qualify for plans as low as $0 per month after the premium tax credit. Enter your ZIP code to see your personalized Texas prices in under two minutes.
Which Marketplace do I use to enroll in Texas?
Texas residents enroll through HealthCare.gov, the federally facilitated Marketplace. A licensed ProHealthcareJournal agent can compare every plan available in your county and complete your enrollment for free.
When is Open Enrollment in Texas?
Open Enrollment in Texas generally runs November 1 – January 15. You may also qualify for a Special Enrollment Period any time of year after a qualifying life event such as losing coverage, moving, marriage, or having a baby.
Health insurance in other states
Ready to see your Texas plans?
It takes about two minutes to compare Texas options and your savings — free and with no obligation.